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LIC AAO 2025 Exam
Introduction
LIC AAO Notification 2025: Check Exam Dates, Exam Pattern, Cut-offs, Salary etc.
LIC (Life Insurance Corporation) is one of the India’s largest insurance company which offers LIC Career opportunities to thousands of young aspirants for joining the Insurance Sector as an Assistant Administrative Officer.
The Notification for the session 2025 has not been released yet, however LIC has earlier released the LIC AAO Notification on the to be notified whose recruitment process is still under process.
LIC AAO Recruitment 2025: Overview
| Organization Name | Life Insurance Corporation (LIC) |
|---|---|
| Post Name | Assistant Engineer (AE), Assistant Architect, AAO-Chartered Accountant, Actuarial, Legal, Rajbhasha & IT |
| Total Vacancies Notified | to be notified |
| Notification Release Date | to be notified |
| Prelims Exam Date | to be notified |
| Medium of Exam | English/Hindi |
| Job Location | Pan India |
Exam Pattern
LIC AAO Exam Pattern 2025
Tier-I: LIC AAO 2025 Prelims Exam Pattern
The topics/questions asked in LIC AAO AE Exam 2025 are from Quantitative Aptitude, Reasoning, English Comprehension and General Awareness whose details are tabulated below:
| Sections | Number of Questions | Total Marks | Duration |
|---|---|---|---|
| Reasoning | 35 | 35 | 20 minutes |
| Quantitative Aptitude | 35 | 35 | 20 minutes |
| English Language** | 30 | 30 | 20 minutes |
| Total | 100 | 70 | 60 minutes |
**English Language test will be of qualifying nature and the marks in the English Language will not be counted for ranking. Candidates equal to 20 times of the number of vacancies in each category, subject to availability, will be shortlisted for the Main examination.
Tier-II: LIC AAO Mains Exam Pattern 2025
| Sr.No | Sections | No. Of Question | Max. Marks | Minimum Qualifying Marks | Time Duration | |
|---|---|---|---|---|---|---|
| SC/ST/PwD | Others | |||||
| 1 | Reasoning Ability | 30 | 90 | 40 | 45 | 40 mins |
| 2 | General Knowledge & Current Affairs | 30 | 60 | 27 | 30 | 20 mins |
| 3 | Data Analysis & Interpretation (For Generalists)Professional Knowledge (For IT/Chartered Accountant/Actuarial/Rajbhasha) | 30 | 90 | 40 | 45 | 40 mins |
| 4 | Insurance & Financial Market Awareness | 30 | 60 | 27 | 30 | 20 mins |
| – | Total | 120 | 300 | – | – | 120 mins |
| 5 | English Language(Letter writing & Essay)/ Legal drafting forAAO(Legal) | 2 | 25 | 9 | 10 | 30 mins |
Note:
1. Descriptive test of English Language will not be counted for ranking as it will be of qualifying nature only.
2. You need to clear the cut off of each Section separately and also obtain minimum qualifying marks in the online examinations.
Tier-III: LIC AAO 2025 Interview Round
The Interview round for LIC AAO 2025 consists of 60 marks and the minimum qualifying marks for SC /ST/PwD candidates are 27. Candidates not obtaining the minimum qualifying marks, shall be expelled from the further rounds of selection process.
Note:
If more than one candidate has secured same marks in the Mains exam, the merit list shall be prepared according to the aggregate marks secured in the online main examination and in the interview along with their additional post-graduation qualification.
Exam Date
LIC AAO Exam Date 2025
The official notification for the session 2025 for LIC AAO Recruitment 2021 has not been released yet. The exam dates as per previous session is tabulated below:
| Event Name | Exam Dates |
|---|---|
| LIC AAO 2025 Notification | to be notified |
| LIC AAO 2025 Notification | to be notified |
| Online registration started on | to be notified |
| Closure of online application | to be notified |
| Download of Prelims Call Letter | to be notified |
| LIC AAO Prelims Exam Date | to be notified |
| LIC AAO Mains Exam Date | to be notified |
How To Apply
LIC AAO Apply Online
a. Open the official website of LIC (licindia.in)
b. Under “Careers” tab, click on the Recruitment Advertisement of “LIC AAO and AE Recruitment 2025”
c. Now, carefully fill all your Personal Information and the required details
d. Then, upload your scanned Photograph & click submit after filling all the details correctly.
e. Take a printout of the filled application form for future reference.
LIC AAO Application Fee
The Category wise Application fees for LIC AAO exam 2025 are given below.
| Category Detail | Application Charges |
|---|---|
| SC/ST/PwBD candidates | Intimation Charges of Rs. 85/- +Transaction Charges + GST |
| Other candidates | Online Application Fee-cum-Intimation Charges of Rs. 700/- +Transaction Charges + GST |
Syllabus
LIC AAO Syllabus 2025
LIC AAO Prelims Syllabus 2025
LIC AAO Prelims Syllabus 2025 for Reasoning Ability:
Order and Ranking, Coding-Decoding, Puzzles, Direction Sense, Blood Relation, Syllogism, Seating Arrangements, Machine Input-Output, Inequalities, Alpha-Numeric-Symbol Series, Data Sufficiency, Logical Reasoning
LIC AAO Prelims Syllabus 2025 for English Language:
Reading Comprehension, Fillers, Cloze Test, Sentence Errors, Sentence Improvement, Vocabulary based questions, Jumbled Paragraph, Word Usage, Phrase/Connectors, Paragraph related question (Para connectors, para completion, para restatement, paragraph inference, para filters
LIC AAO Prelims Syllabus 2025 for Quantitative Aptitude:
Data Interpretation (Bar Graph, Line Chart, Tabular, Radar/Web, Pie Chart), Inequalities (Quadratic Equations), Number Series, Approximation and Simplification, Data Sufficiency, Miscellaneous Arithmetic Problems (HCF and LCM, Profit and Loss, Simple Interest & Compound Interest, Problem on Ages, Work and Time, Speed Distance and Time, Probability, Mensuration, Permutation and Combination, Average, Ratio and Proportion, Partnership, Problems on Boats and Stream, Problems on Trains, Mixture and Alligation, Pipes and Cisterns).
LIC AAO Mains Syllabus 2025
Professional Knowledge:
The topics will be as per Posts which would be different for candidates applying for IT, Chartered Accountant, Actuarial, and Rajbhasha posts.
General Awareness:
History of India, Indian Economics, Indian Constitution, Geography, Important Days, Books and Authors, Awards, Honors and Recognition, Countries Capitals and Currencies, Science and Technology, Financial Institutions – National and International, National and International Organizations, Inventions and Discoveries, Finance, Budget, and Five-Year Plans, etc, Current Affairs National and International, Indian Politics
Data Analysis & Interpretation (For Generalists)
Elementary Mathematics, Pie Charts, Bar Graphs, Data Handling, Data Derivation, Data Implementation
Insurance & Financial Market Awareness
Latest Policies, Development, Current Banking News & Events Related to Insurance & Financial Market, Business Topics, Finance Topic, History of Banking, History of Insurance, Financial Institutes, Terminologies & Derivations, Various Laws & Policies
Descriptive Test
This section shall include Letter Writing and Essay
Cut Offs
LIC AAO Previous Year Cut offs:
The LIC AAO Exam has certain qualifying marks for every stage of the exam i.e, in both the Prelims and Mains Examination. A candidate needs to clear the set cutoffs in order to secure a seat in LIC AAO.
Let’s have a look on the LIC AAO Prelims Cut off marks for 2019 which is tabulated below:
| Category Name/ Subjects | Reasoning Ability | Quantitative Aptitude | English Language | Overall Cut off |
|---|---|---|---|---|
| General | 18.00 | 18.00 | 10.00 | 58.00 |
| SC | 16.00 | 16.00 | 9.00 | 50.00 |
| ST | 16.00 | 16.00 | 9.00 | 44.00 |
| OBC | 18.00 | 18.00 | 10.00 | 54.00 |
| EWS | 18.00 | 18.00 | 10.00 | 53.00 |
| LD | 16.00 | 16.00 | 9.00 | 53.00 |
| VI | 16.00 | 16.00 | 9.00 | 53.00 |
| HI | 16.00 | 16.00 | 9.00 | 32.00 |
| ID/MD | 16.00 | 16.00 | 9.00 | 32.00 |
The LIC AAO Mains Cut off marks for 2019 is tabulated below:
| Category Name/Subject | Reasoning Ability | General Knowledge, Current Affairs | Professional Knowledge | Insurance and Financial Market Awareness | English Language | Overall Cut off |
|---|---|---|---|---|---|---|
| General | 45.00 | 30.00 | 45.00 | 30.00 | 10.00 | 203 |
| SC | 40.00 | 27.00 | 40.00 | 27.00 | 9.00 | 153 |
| ST | 40.00 | 27.00 | 40.00 | 27.00 | 9.00 | 156 |
| OBC | 45.00 | 30.00 | 45.00 | 30.00 | 10.00 | 164 |
| EWS | 45.00 | 30.00 | 45.00 | 30.00 | 10.00 | 166 |
| LD | 40.00 | 27.00 | 40.00 | 27.00 | 9.00 | 172 |
| VI | 40.00 | 27.00 | 40.00 | 27.00 | 9.00 | 180 |
| HI | 40.00 | 27.00 | 40.00 | 27.00 | 9.00 | 167 |
| ID/MD | 40.00 | 27.00 | 40.00 | 27.00 | 9.00 | 185 |
The final result of the LIC AAO consists of the marks obtained by candidates in Mains and in the Interview round. The category wise final cut off marks for LIC AAO Examination 2019 is tabulated below.
| Category Name | Interview | Final Cut-off |
|---|---|---|
| General | 30.00 | 258.00 |
| SC | 27.00 | 219.00 |
| ST | 27.00 | 190.00 |
| OBC | 30.00 | 246.00 |
| EWS | 30.00 | 248.00 |
| LD | – | 203.00 |
| VI | – | 233.00 |
| HI | – | 218.00 |
| ID/MD | – | 237.00 |
Vacancies
LIC AAO Vacancy 2025
Will be notified
LIC AAO Vacancy 2023
The official notification for LIC AAO 2025 has not been released yet. Let’s have a look on Previous year’s vacancy details to get an idea of forthcoming vacancies.
| POST | Current Year | Backlog | TOTAL |
|---|---|---|---|
| SC | 46 | 4 | 50 |
| ST | 22 | 5 | 27 |
| OBC | 70 | 14 | 84 |
| EWS | 27 | 0 | 27 |
| UR | 112 | 0 | 112 |
| TOTAL | 277 | 23 | 300 |
Salary & Job Profile:
LIC AAO Recruitment 2025: Salary & Job Profile
The salary structure of LIC AAO employees is explained below:
| Basic Pay | INR 53,600/month |
|---|---|
| Annual Increment | 1,610 for the next 14 years from the date of joining |
| Basic Pay after the Increment | INR 62,315/month |
| Annual Increment | INR 1,745 for the next 4 years |
| Basic Pay after increment | INR 92,315/month |
Note: The annual increment of LIC AAO is INR 1610, for 14 years from joining date.
Allowances & Benefits:
Dearness Allowance (DRA): The DRA is around 40% of the basic LIC AAO salary which is revised quarterly depending on CPI.
House Rent Allowances (HRA): The HRA can be 7%, 8%, 9% of the basic pay depending upon the area of posting to compensate employees with the cost of living in metropolitan cities.
City Compensatory Allowances (CCA): The CCA might be 3%, 4% or even 0% of the basic LIC AAO pay structure which depends upon the city of posting.
LIC AAO 2025 Job Profile:
The job profile of a LIC AAO employee is actually a desk job which consists of following activities:
a. To Supervise and fill claims and settlements of the customers.
b. Responsible for formulating new schemes and cross checking the already existing policies along with drafting new one.
c. LIC AAO does the regular inspection of existing facts and points out factual errors (if any).
d. Responsible for rendering assistance and coordinating with the respective team members along with other departments as well.
e. To Maintain cordial relations with the customers and providing solutions to their queries/issues.
f. Needs to complete the assigned tasks on time & inform to department authorities.
LIC AAO Eligibility Criteria 2025
Nationality
The candidate must be either:
• A Citizen of India,
• A Subject of Nepal,
• A Subject of Bhutan,
• A Tibetan Refugee,
• or A person of Indian origin who had migrated from Pakistan, Burma, Sri Lanka, East African Countries of Kenya, Uganda, the United Republic of Tanzania (Formerly Tanganyika and Zanzibar), Zambia, Malawi, Zaire, Ethiopia, and Vietnam with the intention of settling in India permanently.
Age Limit:
The applicant’s age must be between 21 years to 30 years.
The category wise Age Relaxation provided to eligible candidates are tabulated below:
| Category Name | Age Relaxation (In years) |
|---|---|
| SC/ST | 5 YEARS |
| OBC | 3 YEARS |
| PwBD(Gen) | 10 YEARS |
| PwBD(SC/ST) | 15 YEARS |
| PwBD(OBC) | 13 YEARS |
| ECO/SSCO (GEN) | 5 YEARS |
| ECO/SSCO (SC/ST) | 10 YEARS |
| ECO/SSCO (OBC) | 8 YEARS |
| Confirmed LIC employees | Further 5 YEARS |
Education Qualification
The educational qualifications for the post of AAO (Generalist) is that the candidates must have Bachelor’s degree in any discipline from any recognized Indian University/ Institution.